Privacy Policy

1. Who we are and what this policy covers

Stormathrive.com (the “Site”) is a media and educational website created by Kevin Wenke. Its content explores how people can pursue worthwhile opportunities, develop personal capacity, and structure their lives to better navigate uncertainty. In this policy, “Stormathrive,” “we,” “our,” and “us” refer to the operator of this Site.

This policy applies to information handled in connection with visiting and using www.stormathrive.com, including its articles, tools, forms, and media features, where available. It does not automatically govern websites or services run by other organizations.

Stormathrive Wealth Management LLC and Decision Tree Insurance LLC are separate professional-services businesses. A reference or link to either business does not turn a visit to Stormathrive.com into a request for advisory or insurance services. When you visit another business's website or use its services, consult that business's applicable notices and policies.

2. Information that may be collected

Information you choose to provide

If you contact us, subscribe to an available publication, submit a form, or participate in an interactive feature, information may include your name, email address, message, and any other details you choose to supply. Features such as comments, surveys, accounts, or purchases may have additional fields if and when those features are offered.

Do not submit Social Security numbers, financial-account credentials, medical records, or other highly sensitive information through ordinary website contact or comment fields.

Technical and usage information

When you access a website, hosting, security, content-delivery, and related systems may process data such as IP address, approximate location inferred from IP, browser type, operating system, device information, requested pages, referring pages, timestamps, and diagnostic or security events. The amount of information depends on the systems and settings in use.

Information from third parties

Depending on the features or commercial partners in use, service providers may supply aggregate audience statistics, referral reports, campaign results, or information necessary to operate and protect the Site. We do not assume that aggregate statistics identify an individual visitor.

3. Why information is used

Information may be processed for relevant purposes such as:

• Delivering website pages, articles, illustrations, and interactive features.
• Responding to messages or requests you initiate.
• Operating requested subscriptions or other opt-in features, where offered.
• Maintaining performance, protecting against spam and abuse, and diagnosing problems.
• Understanding site use and improving content, navigation, and accessibility.
• Measuring advertising, sponsorship, or affiliate performance where those features are active.
• Meeting applicable legal obligations and protecting legal rights.

Submitting a question or visiting an article does not, by itself, signify consent to receive unrelated promotional communications from a separate financial or insurance business.

4. Cookies and similar technologies

Cookies are small data files that websites or their service providers may store in a browser. Similar technologies include pixels, local storage, and identifiers associated with embedded content. Depending on the Site's configuration, these technologies may help with:

• Essential operation: Security, spam prevention, session management, and site functionality.
• Preferences: Remembering settings or choices if a feature supports them.
• Measurement: Understanding site visits and performance when analytics are enabled.
• Advertising: Measuring or personalizing advertising when relevant third-party tools are enabled.

You can use browser controls to delete or limit many cookies. Blocking some technologies may affect website features. If a consent or privacy-preference control is provided on the Site, use that control to manage the categories it covers.

5. Advertising, sponsorships, and affiliate links

Stormathrive is a media brand and may support its publishing activities through advertising, sponsored material, affiliate relationships, or similar arrangements. A link may use a referral identifier so a merchant can attribute a visit or purchase. Advertising or affiliate partners may collect information when you interact with their links, advertisements, or websites, according to their own practices.

If advertising or measurement technologies are deployed on the Site, third parties may process device and browsing information for purposes such as ad delivery, frequency management, fraud prevention, reporting, and—where permitted—interest-based advertising.

Material commercial relationships should be disclosed with the relevant article, recommendation, or promotion. An affiliate or sponsorship disclosure concerns commercial transparency; this Privacy Policy concerns personal-information practices. They serve different purposes.

Some privacy laws treat certain advertising-related disclosures of personal information as a “sale,” “share,” or use for “targeted advertising,” even when no money is exchanged for personal information. Where such laws apply, we will provide the notices and choices required for the activities actually conducted.

6. Who may receive information

Depending on the services and features used, information may be disclosed to:

• Website service providers: Hosting, content delivery, website maintenance, backups, security, and spam-prevention vendors.
• Communications and feature providers: Providers that process messages, subscriptions, forms, or other features you choose to use.
• Analytics, advertising, and affiliate partners: Where their tools, links, or advertisements are present.
• Legal and safety recipients: When disclosure is necessary to comply with applicable law, respond to valid legal process, investigate abuse, or protect rights and safety.
• Successors: If all or part of the media business is transferred, subject to applicable legal requirements.

Any information transfer between Stormathrive.com and a separate professional-services business must be evaluated according to the actual feature, its purpose, applicable notices, and the legal requirements governing that information.

7. External websites, embedded content, and purchases

Articles may link to third-party sources, advertisers, merchants, video platforms, professional-services websites, and other resources. Embedded media can also involve requests to a provider's systems. Those services may collect information independently when you interact with them.

When you leave Stormathrive.com, the destination's own privacy notice and terms generally govern its collection and use of information. If purchases or paid features are offered through an external checkout service, the relevant payment provider may handle transaction information under its own terms and privacy practices.

8. Data retention and security

We retain information for periods appropriate to its purpose, such as responding to correspondence, operating a requested feature, maintaining security records, complying with legal obligations, or resolving disputes. Different systems and vendors may use different retention schedules.

We seek to use reasonable administrative, technical, and organizational measures appropriate to the nature of information handled. No website or transmission method can be guaranteed completely secure. If you believe information submitted through the Site may have been exposed or misused, please contact us.

9. Your choices and privacy rights

You may choose not to submit optional information, adjust browser cookie settings, and use unsubscribe controls included in communications where offered. You can also contact us to ask about information associated with you.

Depending on where you live and the laws that apply to this Site, your rights may include requesting access, correction, deletion, a copy of personal information, or information about how it is used or disclosed. Some jurisdictions also provide rights to opt out of certain sales, sharing, targeted advertising, or profiling and to appeal a decision on a rights request.

We will review requests under applicable law. We may need information to verify your identity or locate a record, and certain legal exceptions may apply. Where a law requires an opt-out mechanism or recognition of a browser-based opt-out preference signal, the appropriate technical controls must be in place for any covered activities.

To submit a privacy request: Use our Contact page and indicate that your message concerns privacy. If another dedicated request method is made available, it will be identified here or where information is collected.

10. Children's privacy

Stormathrive is a general educational media website and is not designed to collect personal information from children under 13. If you believe a child has provided personal information through the Site, please contact us so the matter can be reviewed and addressed as required by law.

11. Visitors outside the United States

Stormathrive is based in the United States. Website infrastructure and service providers may process information in the United States or other countries. Privacy laws and protections can differ by location. Where another jurisdiction's privacy laws apply to specific activities, additional disclosures, rights, lawful bases, or transfer safeguards may be required.

12. Changes to this policy

We may revise this policy to reflect changes in the Site, its vendors and features, advertising arrangements, or legal requirements. The “Last updated” date will show when the posted policy was most recently revised. If applicable law requires additional notice or consent for a material change, we will take the required steps.